Boat/Watercraft Insurance in Florida

Boat ownership is a great way to get outdoors and invite your friends and family to get together. The best way to enjoy your boats and watercraft is to keep them adequately insured. At Skyline Insurance LLC, serving Florida, we make insurance decisions a breeze. Keep reading to learn more about boat and watercraft insurance in your area.

Do I Need Boat or Watercraft Insurance?

Some areas do not require that you carry boat or watercraft insurance to operate your craft legally. However, maintaining the proper insurance is the only way to protect the investment you have made in your boat fully. In addition to this, adequate insurance is the best way to protect yourself from liability when you have guests on your boat or watercraft.

What Does Boat/Watercraft Insurance Cover?

Boat and watercraft insurance can be customized to suit your needs, but in general, a policy will provide coverage in the following areas:

• Property Damage- Property damage protection can help pay for repairs or replace your boat if it is involved in an accident or sustains damage from a natural disaster. The policy may also pay if the boat is involved in a fire or is burglarized.
• Liability- When you choose to operate a watercraft, you are taking on the responsibility of the safety of everyone on your craft as well as the safety of other boaters and swimmers nearby. If someone is injured on your boat or because of your boat, you will be held responsible for any expenses that result. Liability coverage can help pay for these expenses if this occurs.

If you would like to learn more about boat or watercraft insurance in Florida, don't hesitate to get in touch with us at Skyline Insurance LLC, located in Jacksonville, FL. We will be happy to answer your questions and get you the insurance services you need.