When shopping for car insurance, asking the right questions is crucial. Such queries help you choose both the correct agent and the appropriate insurance product.

At Skyline Insurance LLC, servicing Jacksonville, FL, we help drivers find car insurance that matches their needs. When calling for car insurance, consider asking the following four questions.

1. What’s the legal requirement in my state?

Every state has different car insurance requirements. Knowing what these requirements are helps you stay legally compliant when driving. People often opt for more insurance coverage than their state’s minimum requirement to safeguard themselves financially.

A competent insurance agent can inform you about the legal requirements and advise you on enhancing your policy for increased protection. Talk to your insurance agent to find out more.

2. What is the deductible?

The deductible is the amount you must pay before your insurance policy begins to cover expenses in a claim. Deductibles may vary. Lower deductibles make it easier to file a claim but may also increase your premium.

3. What happens if my car is stolen?

Some car insurance policies will pay to replace your car if it’s stolen, while others do not. Knowing if the policy you’re considering provides such coverage is useful if you’re interested in additional coverage.

4. What is the cost?

Although cost is not everything regarding insurance, it’s essential to ensure that your chosen policy is affordable. Inform your agent at Skyline Insurance LLC, servicing Jacksonville, FL about your budget. They can shop around to help you find the best coverage at the most reasonable price.