Month: December 2024

You may consider various insurance types when shopping for insurance to protect your assets. Home insurance is typical, but umbrella insurance is also an option.

As a homeowner, you may be interested in both. At Skyline Insurance LLC, servicing Jacksonville, FL, we can help you understand the differences between these two insurance types. We provide a range of insurance options and work with different carriers to ensure our customers have many choices. Here’s what you need to know.

What Is Home Insurance?

Home insurance is a type of insurance that will pay to replace or repair your home when a covered event occurs. Home insurance can help you rebuild your home and replace lost belongings when disasters strike. Home insurance also provides liability coverage for accidents and injuries on your property.

What Is Umbrella Insurance?

Umbrella insurance is a type of insurance that extends liability coverage beyond the limits of your home insurance policy. If you have a lot of assets to protect and are worried that your home insurance policy will not provide enough coverage, umbrella insurance can help.

Do I Need Both?

Mortgage lenders typically require homeowners to have insurance until they have paid off their houses. However, umbrella insurance is not usually required, so homeowners must decide whether to get it.

If you have many assets and want home insurance, the professionals at Skyline Insurance LLC, servicing Jacksonville, FL, can help. We can help you shop for a home and umbrella insurance policy that can provide the level of protection you need. We can also answer your questions to help you decide which policies to get.

If you have questions about umbrella and home insurance, call the professionals at Skyline Insurance LLC today.