Month: July 2022

Maintaining auto insurance coverage is one of the most important aspects of owning a car. This protects you financially in case of an accident. However, what happens if you fail to maintain your coverage? Here we discuss the consequences of failing to maintain your auto insurance policy.

Auto Insurance Maintenance: What You Need To Know

1. You Could Be Subject to a Fine

In Jacksonville, Florida, the minimum fine for driving without insurance is $150. The penalties increase if you’re involved in an accident and don’t have insurance. You could be fined up to $500, and your driver’s license could be suspended for three years.

If you’re caught driving without insurance, you may also have to complete an SR-22 form. This is a document that proves you have insurance. You’ll have to maintain this form for three years.

2. You Could Be Sued

If you’re involved in an accident and don’t have insurance, the other driver could sue you. This is especially likely if they were injured in the accident. They may sue for the cost of their medical bills, lost wages, and pain and suffering. If they win, there’s a possibility they’ll garnish your wages. They could also put a lien on your property. If you’re sued, you’ll also have to pay the other driver’s legal fees. These can be very expensive, especially if the case goes to trial.

Maintaining auto insurance coverage is the best way to avoid these consequences. Make sure you have the minimum amount of coverage required by Jacksonville, FL law. You may also want to consider purchasing additional coverage, such as collision or comprehensive insurance, from a reputable company like Skyline Insurance LLC.

Contact Us Today

If you fail to maintain your auto insurance coverage, you could be facing some serious penalties. Contact Skyline Insurance LLC in Jacksonville, FL to ensure you’re always properly insured. We can help you find the right coverage for your needs and budget. Give us a call today.