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Get DirectionsThere are many things to consider with owning and operating a business. One of the most important is insurance. Commercial insurance protects your business from several risks, including property damage, liability, and loss of income. Skyline Insurance LLC provides this guide on the types of commercial insurance your Jacksonville, FL business needs.
Types of Commercial Insurance
Commercial Property Insurance
It’s essential to have property insurance if you own a building, equipment, or inventory. This protects your company premises in the event of damage or theft. The policy will also pay to repair or rebuild your property after a covered loss.
Commercial Liability Insurance
This insurance protects your business from financial damages that may occur after a loss or injury. For example, if an injury occurs on your property, commercial liability insurance will help to cover the costs of medical bills and legal fees. Your Skyline Insurance LLC agent can help you find the right policy for your business.
Business Income Insurance
This insurance pays for lost income if a covered loss forces you to close your business. For example, if your building catches on fire and is unusable, business income insurance may help cover the costs of your lost income. Carefully review your policy to determine what is and isn’t covered.
Commercial Auto Insurance
If your business uses vehicles for any purpose, you’ll need commercial auto insurance. This policy covers the cost of damages and injuries that may occur while the car is being used for business purposes. Consider adding comprehensive and collision coverage to your policy for extra protection.
General Liability Insurance
General liability insurance protects your business from any legal damages that may occur. For example, if a client sues your business for slander, general liability insurance will help to cover the costs of legal fees.
As a business owner, it’s crucial to have the right insurance in place to protect your company from various risks. Skyline Insurance LLC can help you find the right policies for your Jacksonville, FL business.
